Check your insurance.

I am an Out-of-Network (OON) provider and do not bill insurance companies directly. If your mental health insurance plan covers therapy with OON providers, you may be eligible for reimbursement for my services. Should you choose to work with me and wish to seek OON reimbursement, it’s your responsibility to contact your insurance company about your OON benefits. I can provide a superbill (receipt for services) upon request. However, please note that while I can issue a superbill, I do not work directly with insurance companies and cannot guarantee reimbursement. I recommend calling your health insurance provider or employee benefit plan before our initial meeting to inquire about your OON coverage. Here are some questions you might ask:

• Do I have Out-of-Network mental health insurance benefits?

• What is my deductible, and has it been met?

• How many sessions per year does my health insurance cover?

• What is the coverage amount or percentage per therapy session?

• Is approval required from my primary care physician?

• How long does it take to get reimbursed?

• Do you reimburse for Licensed Marriage and Family Therapist Associate (LMFTA) clinicians?

Why I do not take insurance:

• Limited Autonomy: Insurance policies restrict the control clients and therapists have over session frequency and the duration of their therapeutic relationship.

• Compromised Privacy: Insurance companies often require access to session notes, diagnoses, and sensitive personal information.

• Disrupted Continuity: A change in insurance may necessitate switching therapists, forcing clients to rebuild a new therapeutic relationship from scratch, which can hinder progress and be emotionally taxing.

• Provider Reimbursement Issues: Insurance companies frequently delay or deny payments to providers, and even when claims are processed, they often fail to meet the provider's full service rates.